There are many insurers in the market and each one has different products for your vehicle.
You can choose to purchase a basic or more sophisticated policy, everything will depend on how much money you have available in your budget and the protection you want to enjoy.
The main thing when looking for insurance is what the policy includes
That is, what the insurer offers you. The most basic coverage usually includes damages to third parties (also known as civil liability), damage to occupants, legal advice and mechanical assistance.
If you are looking to invest a little more, you can look at the mid-range policies. These include coverages that include more specific elements. In addition to the above, others such as loss or total theft, personal accidents, theft of audiovisual equipment and damage to the vehicle are added.
In the case of the policies with the highest prices
all basic coverage is available, but the insured amounts are usually higher; In addition, services such as replacement car, replacement driver and unlimited vehicle assistance are included. Other benefits are also given to the insured, such as maintaining the value of the 0KM car for up to two years, free technical review, among others. All additional benefits and / or services are designed to provide greater comfort to customers.
Finally, there are also specialized policies, that is, those designed in a specific segment of the population. For example, there are some for women only, others only for young drivers and some for taxi service.
The coverages included in each policy will depend entirely on the insurer
For example, some include damage to the vehicle within the cheapest policies, since for many it is the most significant coverage, while others place it in the intermediate cost policies. Everything will depend on the insurer you choose and the price that fits your pocket.
If you are looking for insurance for your car, the number one tip is to take a moment to understand what protection you need and to find the best alternative.